Secrets To An Affordable Dream Deck

Those who live in the country often dream of having a deck. It’s a place to entertain and be with family and friends on nice summer evenings. It allows you to sit back, relax and enjoy life.

If you are going for a dream deck, don’t build it yourself! Your idea of what looks great may not match your contractor’s interpretation of your vision, no matter how clearly you communicate your ideas. In addition, it would take months to complete, eat up budget dollars and leave both the builder and homeowner frustrated at times—which is never good when trying to get anything done, especially something as important as building a deck!

Here is an example: One client wanted an oversized covered porch enclosed in glass doors that could be opened up for entertaining, have a raised ceiling and be screened. The basic design took five to six months and $140,000 to complete. This was not the vision they had when they started discussing an outdoor living space as part of their home’s renovation even though some elements of what was ultimately built were discussed earlier.

Their contractor suggested doing all the work in phases over two-to-three years with a lower budget. A separate “dream deck” construction contract would need to be negotiated for future phases; otherwise price overruns could occur expensively if new changes came about while building.

We don’t recommend trying to build your dream deck on your own unless you are extremely handy with wood and a lot of time on your handsand you don’t mind delays. Also, remember that there is no way to build a deck for $10,000 (the budget most people say they have). You can spend as little as $6,800 or as much as $30,000 and still not get what you want. Here’s why:

First of all, when you are attempting to build a dream deck on your own, unless you are very experienced in building decks, it will take several months to research the project and select just the right lumber and railing materials—if you even know how to go about doing this correctly. Be sure that the railing contractor has experience with exterior wood because there are many requirements that aren’t included in standard codes.

In addition, you will need to figure out how much lumber you will need and order it. Then the building process begins, which could take several days if you have the right crew. If not, you will be on-site everyday to ensure that things are getting done correctly!

The lumber needs to be delivered from an off-site mill or lumber yard, then stacked properly, covered for protection and left until work can begin. The amount of time needed depends on whether a crew is hired to stack the materials or if you decide to do it yourself. While working with wood is fun at times, remember that taking down stacks of lumber and carefully restacking them when work starts can be very tedious and time consuming.

Why Use A Project Management Tool?

Managing a project implies being confronted with many tasks that must be carried out. An effective way to carry out these tasks is undoubted the use of a project management tool. Why use it, and what are the advantages? Find out in this article.

The purpose of a project management tool is to facilitate the work of project management. Usually, its job is to automate backup and time management tasks. For example, we have version management systems or configuration management systems that record different project states. It also keeps track of the modification date. Job planning remains an important part of project management tools. A project management tool allows you to know how to manage your team well and to determine the different tasks to be carried out.

The pressure can be total, especially when it is necessary to manage large staff. Using a tool dedicated to project management is the first step in professionalizing your company or your organization. However, this tool does not replace project management; however, it adds a framework conducive to rigor and collective efficiency.

The advantages of project management tools

Better organization

A project must be organized. However, we do not know how to choose the timing of the activities to be carried out. As a result, good planning is essential. In addition, we will identify the links that exist between the different tasks, which will make it possible to prioritize some of them.

Distribute tasks well

It is quite possible in the conduct of a project to notice that some of the collaborators are overwhelmed with work while others have less to do. In this case, a project management software can offer us certain functionalities such as:

  • A calendar/planning to identify the tasks executed, in progress, or to be executed. Once this information is known, everyone can organize themselves to meet the deadlines.
  • A human resources manager will help you better distribute the work by easily identifying those with the biggest loads and those who have the lightest loads.

Establish good communication

Communication between employees is essential for the success of any project. Project management software can help you:

  • Discuss
  • Set alerts and receive notifications
  • Know exactly where the collaborators are in the execution of tasks.

Beyond these three advantages, a project management tool also helps solve document sharing and distance between the various collaborators.

This is the basics of the usefulness of a project management tool.

Success In Personal Finance And Investments

Do you want to participate in a program that teaches you the basics of step-by-step investments, very practical and applicable? Want to get into the world of investing, but don’t know where to start? I recommend the 12-week Success program in personal finance and investments.

The two trainers will accompany you, step by step, for 3 months, every week in the world of personal finance and investment, with information, answers to questions, motivation to help you get on the path to financial independence.

This course is addressed to those who:

  • They want to choose how much to work for their income;
  • They want to know how to choose the financial products that suit them best;
  • They want to benefit from the financial knowledge they have, making informed financial decisions;
  • They want to use the money saved wisely;
  • They want to get out of the rat race and become financially independent.
  • They want to become financially independent within a well-established time frame;
  • They want to put the money to work for them;
  • They want to be able to spend time on really important things like family, friends, hobbies, personal development;
  • They want to not be manipulated by others.

The program aims to help participants understand the key concepts regarding how money works and the long-term acquisition of efficient financial habits . To support them to nderstand and put into practice different methods of optimizing personal finances . Understanding and applying different types of investments that are sources of passive income is another goal of the course, and learning constructive habits in the management of personal finances and passive investments that will produce, in the long run, a high level of prosperity is part of the objectives. course.

Financial Education For Children Through Stories

Financial education can start at any age, but the earlier it is started the better it will bring long-term results. Financial education for children is at least as interesting a topic for them as building a lego. Each piece you put helps you get closer to the final goal.

Like anything new, financial education will arouse children’s curiosity and make them want to know more. As financial education for children is currently an optional subject in schools, parents are responsible for planting and cultivating the first notions of financial education in children’s minds and how children learn best through play and stories, so that we do not start the financial education of our children even with a story that begins with “Once upon a time”. If it also contains a kingdom and a few characters with suggestive names, the chances are higher that the story will reach its goal from the first reading and make the children reread it again and again.

Although in our family the financial education of the little ones is not lacking, this book made the process much easier and more pleasant. From flipping through the book to see the beautifully colored pictures to reciting it, both children were drawn to it, the 8-year-old girl reading the story to the 5-year-old while he colored the book included in the package.

The most interesting part was the discussions based on the names of the characters and how each of them chose to use the money to satisfy their desires or achieve their goals. The book is educational for both the little ones and the parents, who are put in the situation to explain to the children notions of basic financial education, getting involved in their education and at the same time spending quality time with the little ones.

The book addresses notions such as income, expenses, savings and even business investments. It is a book that combines the pleasant with the useful, making the educational process a child’s play. The biggest advantage is that once the book is purchased, it can be reread by parents or children so that the information settles and as they get older the information is understood differently and the questions become more and more complex.

The book is addressed to children aged between 4 and 9 -10 years, but will have a positive impact on both adults and children, and can be an inspired gift that will enjoy the whole family.

How Does An Investment Fund Work?

When an investor wants to become a participant in an investment fund, he must acquire fund units. Both the number of fund units and their value change daily depending on the evolution of the number of fund participants and the value of the fund’s assets.

The number of investors in the fund is constantly changing depending on the sales and purchases of fund units that take place daily. When an investor decides to place money in the fund, the number of units issued by the fund increases to reflect new inflows of money into the fund. Basically, the fund issues new fund units in order to be able to sell them to interested investors to purchase them.

Owning a fund unit entitles the investor to a share of the fund’s profit or loss. When an investor wants to sell his owned units, the fund will redeem them, and he will benefit from their value, less the fees and commissions charged by the fund.

The amounts attracted by the fund are invested on the financial markets, and the purchased financial assets are kept by the depositary. The value of a fund unit is given by the value of the total assets divided by the number of fund units in circulation. This gives the value at which an investor can purchase a fund unit.

In order to purchase fund units, an investor must contact an authorized distributor, a brokerage company, a bank or even the fund administrator. If you have found out and are determined about the fund you want to become a participant in, you can do so online, directly on the fund’s website.

It should be noted that both when buying and selling fund units, the price of a fund unit will be known the day after the transaction is initiated. This is because funds invest in various financial instruments, including stocks, and have to wait for financial markets to close in order to make calculations based on closing values.